Sales of exiting homes showed another gain in May, according to the National Association of Realtors (NAR). May's increase of 2.4 percent represents the first back-to-back monthly gain since September 2005.

Smitha Ramchandani is a licensed real estate professional at Weichert Realtors' Morristown West, New Jersey office. She is a Certified Buyer Specialist and a Home Marketing Expert.. You can reach Smitha at: 973-953-7777 Mobile or 973-455-1900 Extension 122 (Office) or online at: http://www.Morris-Homes.com or http://www.TheTownhouseExpert.com.

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New $8,000* Tax Credit

For 2009, Congress has enacted an $8000 credit specifically to help first-time homebuyers. To qualify, you can earn no more than $75,000 as an individual or $150,000 as a married couple that files a joint tax return. If you do qualify, you will be able to deduct the full $8,000 from your federal tax liability. Or, if you owe less than $8,000, the government will subtract the amount you owe from $8,000 and send you a check for the difference.

Only first-time homebuyers who purchase their principal residence on or after January 1, 2009 and before December 1, 2009 are eligible. You will also be considered a first-time buyer if you have not had any ownership interest in such a home in the three years previous to the day of your 2009 purchase.`

For detailed information about the tax credit, click on, First Time Home Buyers Tax Credit.

For more information about the $8,000 tax credit, please fill out the short form below. You will be put in touch with a local Weichert Sales Associate who can also tell you about our informative homebuyer seminars and help you get started on your way to homeownership.

Smitha Ramchandani is a licensed real estate professional at Weichert Realtors' Morristown West, New Jersey office. She is a Certified Buyer Specialist and a Home Marketing Expert.. You can reach Smitha at: 973-953-7777 Mobile or 973-455-1900 Extension 122 (Office) or online at: http://www.Morris-Homes.com or http://www.TheTownhouseExpert.com.

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Motivated buyers are out there!

For the second weekend in a row, the average number of attendees at each Weichert Open House was up compared to the same weekend in 2008. In fact, the average number of attendees for Open Houses taking place on May 16 and 17 was 25 percent higher than last year.

In addition, the total number of attendees at all Weichert Open Houses was up 3 percent year-over-year.

Smitha Ramchandani is a licensed real estate professional at Weichert Realtors' Morristown West, New Jersey office. She is a Certified Buyer Specialist, and a Home Marketing Expert.. You can reach Smitha at: 973-953-7777 Mobile or 973-455-1900 Extension 122 (Office) or online at: http://www.Morris-Homes.com or http://www.TheTownhouseExpert.com or http://www.Morris-Townhomes.com or http://www.MorrisCountyTownhomes.com.

The current market is ideal for buyers looking to purchase their first home. And, as we near the November 30 expiration date for the $8,000 first-time buyer tax credit, it is expected that many more buyers will be making purchase offers.

Sellers can benefit from this anticipated demand. A recent MarketWatch article offers these tips to attract first-time buyers:

• First and foremost, the house should be priced appropriately. A real estate agent will be able to look at comparable homes on the market, as well as ones that have recently sold, and help you come up with a realistic price that will get buyers' attention.

• Make sure your home is well maintained and seems lived in. This will help buyers imagine themselves living in your home. In addition, adding a fresh coat of paint and decluttering gives the impression that the new owners will not have to spend a lot of money on repairs and other improvements.

• Entertain all offers, even if they seem low. Any offer is a good offer and opens the door to negotiations. By keeping an open mind, you and the buyer might be able to arrive at a mutually agreeable purchase price.

Smitha Ramchandani is a licensed real estate professional at Weichert Realtors' Morristown West, New Jersey office. She is a Certified Buyer Specialist and a Home Marketing Expert.. You can reach Smitha at: 973-953-7777 Mobile or 973-455-1900 Extension 122 (Office) or online at: http://www.Morris-Homes.com or http://www.TheTownhouseExpert.com.

Smitha Ramchandani is a licensed real estate professional at Weichert Realtors' Morristown West, New Jersey office. She is a Certified Buyer Specialist and a Home Marketing Expert.. You can reach Smitha at: 973-953-7777 Mobile or 973-455-1900 Extension 122 (Office) or online at: http://www.Morris-Homes.com or http://www.TheTownhouseExpert.com.

According to Jim Weichert, President of Weichert Realtors, many current homeowners mistakenly think it's not a good time to buy because they are focused on what they might have sold their home for in the past. Once they realize how beneficial it can be to trade up now, both financially and personally, they often have a change of heart.

Take for example, a homeowner who paid $200,000 for a home several years ago. If prices in their market declined by 10 percent, they would experience a $20,000 loss upon the sale of their home. However, if they are also buying a larger home that had cost $400,000, they would now benefit from a $40,000 savings on their purchase. This is a $20,000 gain in overall equity as a result of moving up.

In addition, when prices begin to rise, this trade-up buyer will see greater appreciation in their new home than their previous one.

With home affordability near record highs, those looking to move up can get more for their dollar today than at any time in recent memory. This also makes it possible for many trade-up buyers to afford a home they couldn't just a few years ago and might not be able to in a few years to come.

Smitha Ramchandani is a licensed real estate professional at Weichert Realtors' Morristown West, New Jersey office. She is a Certified Buyer Specialist and a Home Marketing Expert.. You can reach Smitha at: 973-953-7777 Mobile or 973-455-1900 Extension 122 (Office) or online at: http://www.Morris-Homes.com or http://www.TheTownhouseExpert.com.

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One of the first steps for consumers considering a home purchase is to learn more about their credit score and the impact it can have on their loan eligibility. To improve one's credit score and qualify for better mortgage programs at better interest rates, Weichert Financial Services offers these tips:

• Check and review your credit report. Since a credit score, which is determined by a borrower's bill-paying history and debt profile, is the biggest factor a lender uses when considering a borrower, buyers should start by looking for problem areas and any errors on their report.

• Keep your credit card balances low. Thirty percent of a borrower's score is determined based on a ratio of the amount that is owed in relation to their available credit. Buyers should keep credit card balances as close to zero as possible by making a payment right after any big purchases.

• Keep your cards active. No activity on credit cards can lead to cards being closed, so it is important that a borrower utilize their credit cards on a regular basis to show usage. A good way to do this without incurring high balances is to make small purchases a few times a year.

• Pay your bills on time. Payment history counts for 35 percent of a borrower's credit score. If you anticipate having a problem paying on time, contact your credit card company immediately. To avoid late payments, consider setting up a monthly e-mail reminder or an automatic payment system.

• Avoid opening new credit cards. Having too many active cards can have a negative effect on your credit score in the short term, and keeping track of purchases and bill due dates of several credit cards can be difficult.

To learn more about your credit rating and ways to improve your credit score, ask Smitha to set up a meeting with the her office's Gold Services Manager, who will personally review your credit file and put you in the best possible position to become a homeowner.

Smitha Ramchandani is a licensed real estate professional at Weichert Realtors' Morristown West, New Jersey office. She is a Certified Buyer Specialist and a Home Marketing Expert.. You can reach Smitha at: 973-953-7777 Mobile or 973-455-1900 Extension 122 (Office) or online at: http://www.Morris-Homes.com or http://www.TheTownhouseExpert.com.
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Existing-home sales rose 2.9 percent in April with strong buyer activity in the lower price ranges, according to the National Association of Realtors (NAR). In the Northeast, existing-home sales jumped 11.6 percent.

Lawrence Yun, NAR chief economist, said first-time buyers continue to influence the market, but there is also a seasonal rise in repeat buyers. In addition, a NAR practitioner survey in April showed that the number of buyers looking at homes has increased 14 percentage points from a year ago.

In more good news from NAR, low mortgage rates boosted pending-home sales for the third consecutive month. The Pending Home Sales Index, a forward-looking indicator based on contracts signed in April, rose 6.7 percent from March, and is 3.2 percent above April 2008. What's more, the Pending Home Sales Index in the Northeast increased a huge 32.6 percent.

To round out the positive statistics, NAR's Housing Affordability Index rose in April to the second highest monthly reading on record after peaking in January of this year.

According to Yun, "Housing affordability conditions have been at historic highs, but now the $8,000 first-time buyer tax credit is beginning to impact the market. Since first-time buyers must finalize their purchase by November 30 to get the credit, we expect greater activity in the months ahead, and that should spark more sales by repeat buyers."

Smitha Ramchandani is a licensed real estate professional at Weichert Realtors' Morristown West, New Jersey office. She is a Certified Buyer Specialist and a Home Marketing Expert.. You can reach Smitha at: 973-953-7777 Mobile or 973-455-1900 Extension 122 (Office) or online at: http://www.Morris-Homes.com or http://www.TheTownhouseExpert.com.
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Once again, additional signs have emerged that point to an end to the economic recession. The newest "green shoots" include rising demand for big-ticket items such as appliances, fewer people applying for unemployment benefits and positive sales data in the housing market.

The latest statistics and other positive news over the past several months have had an impact on the outlook of both consumers and economists. In fact, the Conference Board's Consumer Confidence Index soared in May to the highest level since September 2008. Additionally, more than 90 percent of the economists surveyed by the National Association for Business Economics predict the recession will end this year.

The positive news specific to real estate shows that homes are selling:

• The National Association of Realtors reported on Wednesday that existing-home sales increased 2.9 percent nationally in April, beating economists' forecasts. In the Northeast, existing-home sales jumped 11.6 percent.

• Sales of new homes also rose in April. According to IHS Global Insight economist Patrick Newport, the new home sales numbers seem to confirm that the market for new single-family homes is flattening and may have hit bottom in January.

Smitha Ramchandani is a licensed real estate professional at Weichert Realtors' Morristown West, New Jersey office. She is a Certified Buyer Specialist and a Home Marketing Expert.. You can reach Smitha at: 973-953-7777 Mobile or 973-455-1900 Extension 122 (Office) or online at: http://www.Morris-Homes.com or http://www.TheTownhouseExpert.com.

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First-Time Buyer Tax Credit Already Deemed a Success

Preliminary figures from the Internal Revenue Service (IRS) show that the first-time buyer tax credit may have been a deal maker in 10 percent of the approximately 5 million new- and existing-home sales last year.

By March 6, 2009 — six weeks prior to when 2008 returns were due — 567,685 taxpayers had claimed more than $3.9 billion worth of first-time buyer tax credits on their 2008 tax returns, according to Steve Cook of the real estate Web site RealEstateEconomyWatch.com. Given that pace, the final figure should exceed the dollar value of the credits estimated by Congress last year.

With the more attractive $8,000 first-time buyer tax credit still available for transactions that close before Dec. 1, 2009, it is expected that the tax credit will continue to be a major factor in the housing recovery currently underway.

Time is running short to take advantage of this incentive to buy now.

Smitha Ramchandani is a licensed real estate professional at Weichert Realtors' Morristown West, New Jersey office. She is a Certified Buyer Specialist, and a Home Marketing Expert.. You can reach Smitha at: 973-953-7777 Mobile or 973-455-1900 Extension 122 (Office) or online at: http://www.Morris-Homes.com or http://www.TheTownhouseExpert.com.

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The $8,000 tax credit for first-time buyers makes all the headlines, but that doesn't mean it isn't a good time for all homebuyers to get into the market. Consider, for instance, the move-up buyer who can now purchase a new home that is bigger and better than what they could have afforded just a few short years ago.

The National Association of Home Builders recently suggested the following reasons why current homeowners should consider upgrading to their dream home:

• Interest rates are at historical lows - Buyers can get more house for the same amount of money.

• Homes are more affordable - Even though they might receive less when they sell their home, move-up buyers will also pay less for their new home.

• There are many homes to choose from - With more homes on the market than in the past, buyers have more options and greater negotiating power.

• Starter homes are selling - A move-up buyer's current home may no longer fit their needs, but it could be the ideal starter home for another family. The incentive of the $8,000 tax credit, which can be used for transactions closing before Dec. 1, 2009, makes these types of homes even more desirable for first-time buyers.

Smitha Ramchandani is a licensed real estate professional at Weichert Realtors' Morristown West, New Jersey office. She is a Certified Buyer Specialist, and a Home Marketing Expert.. You can reach Smitha at: 973-953-7777 Mobile or 973-455-1900 Extension 122 (Office) or online at: http://www.Morris-Homes.com or http://www.TheTownhouseExpert.com or http://www.Morris-Townhomes.com or http://www.MorrisCountyTownhomes.com.

This week brought many signs that the economy and the real estate market may be recovering from recession. Positive trends were reported in real estate, retail and consumer confidence.

In addition, a report on Friday showed that the pace of job losses slowed in April, as employers shed fewer jobs than in previous months. This is notable since employment tends to be one of the last areas where improvement is seen before an economic recovery takes place.

The positive news specific to real estate points to increased demand for home purchases, and included:

• The National Association of Realtors' index of pending sales rose 3.2 percent in March. The index was 1.1 percent above last year's levels and has risen for two straight months. Pending home sales typically turn into closed transactions.

• According to a Federal Reserve survey of loan officers, demand for prime mortgages was up substantially in the first quarter of this year, for the first time since early 2007.

While it is still early, these "green shoots" are encouraging signs of a brighter future to come. 

Smitha Ramchandani is a licensed real estate professional at Weichert Realtors' Morristown West, New Jersey office. She is a Certified Buyer Specialist, and a Home Marketing Expert.. You can reach Smitha at: 973-953-7777 Mobile or 973-455-1900 Extension 122 (Office) or online at: http://www.Morris-Homes.com or http://www.TheTownhouseExpert.com or http://www.Morris-Townhomes.com or http://www.MorrisCountyTownhomes.com.

Welcome to Mazdabrook Commons in Parsippany, New Jersey The Mazdabrook Commons Townhome Community is conveniently located in Parsippany NJ and is a great place to Live, Raise a Family, Relax and Enjoy Life! Parsippany, which was recently rated Number 13 in the Top 20 Best Places to Live in the country by Money Magazine, lies about 30 miles west of New York City in Morris County, NJ and is just minutes away from all the conveniences necessary for today's lifestyles. A Lovely Townhome Community of 2 and 3 bedroom townhomes with 2.1-3.1 Luxurious Baths and 1 Car Garages in Parsippany, NJ All Units have Basements, some of them have Finished Basements Modern Townhome Design, Truly Elegant Residences Built in 2002-2004 Ultimate Convenient Location! Located in an Convenient area. Safe, Quiet & Beautiful. 2 +/- Miles to the Lakeland Bus Lines bus stop for bus to New York City. NYC and Hoboken Trains service is available via the Mount Tabor Station in Nearby Denville. 40 +/- minute drive to Manhattan 25 +/- minute drive to Newark International Airport 15 +/- minutes drive to the Rockaway Townsquare Mall and Willowbrook Mall in Wayne, NJ Minutes to Major Routes like 46, 202, 53 and Interstates 287, 80, 280 provide for the Ultimate Location and Home Values Morris County, New Jersey was recently rated as the 6th Best Place to Raise a Family by Forbes Magazine ranking U.S. counties with populations over 65,000 A Complete Living Experience Mazdabrook Commons was built from 2002-2004 and there are 222 units featuring 2-3 Bedrooms and 2.1 to 3.1 Baths and an attached 1 Car Garage. All Units have Basements, some of which are Finished and others which are not. Mazdabrook Commons differs from other Townhouse and Condominium communities because it is a Planned Unit Development, which means each owner owns and is responsible for both the inside and outside of his/her unit. This allows the association to keep low maintenance fees. Contact us if you have any questions about this. The interiors are spacious and designed to fit every homeowner's lifestyles. And there are 3 Floor Plans to choose from. The community landscape is beautiful and gives each home lots of privacy. You can enjoy peaceful walks, jogs or bike rides. The amenities are perfectly maintained and offer a Community Pool and Tennis Courts. Parks and Shopping are nearby. Community Details Number of Units: 222 Beds/Baths: 2-3 / 2.1-3.1 Parking: 1 Car Garage Year Built: 2002-2004 Price: $400,000 - $520,000 Amenities: Swimming Pool, Tennis Courts, Club House Common Features: Modern Townhouse Designs. 1 Car Attached Garages with Direct Access to Units. Large Living Rooms with Formal Dining Areas. 9 Feet Ceilings on First Floors. Good Size Entry Foyers with Guest Closets. Large Eat-in Kitchen Spaces. Full Height Full Basements. Separate Laundry areas with Washer and Dryer hookups. Quality Faucets & Fixtures. Wood Burning Fireplaces. Central Air Conditioning. Economical Gas-fired Forced Air Heating System. Smoke Detectors. Colonial-Look Wood Railings Depending on Model. Maintenance Free Vinyl Siding. Professional Landscaping Around Units, Front & Rear. Underground Sprinkler Systems, Electric, Telephone & Cable TV, Public Water & Sewer System. Beligian Block Curbing. All units have Basements, some are finished. Extra parking for additional cars and guests. Schools: Excellent Parsippany Township Public Schools. Mt. Tabor School (Kindergarten-5th Grades). Brooklawn Middle School (6th-8th Grades). Parsippany Hills High School. Many exclusive, private elementary and Prep/Boarding/Catholic high schools are also available within a few miles. Colleges/Universities: Drew University, Fairleigh Dickinson University, Rabbinical College of America, Saint Elizabeth College, and the County College of Morris (Randolph and Morristown) are all within a few miles. Public Transportation: Lakeland Bus Service to New York City is about 2 Miles away. NYC and Hoboken Trains service is available via the Mount Tabor Station. Routes 202, 53, 10 and Interstates 80, 287 and 280 are all nearby. Fun & Recreation: Dozens of town (Knoll Park, Lake Hiawatha Park, etc.), county, state, and national parks with biking/hiking trails, water activities, etc. are just a few miles away. About 30 miles to New York City. Special Features: Newer and Modern Community. Excellent Location in Historical Morris County. Convenient to all types of Shopping, Bus Service to New York City, Routes 202, 53, 10 and Interstates 80, 287 and 280. All these provide for the Ultimate Location and Home Values. Pets Allowed: Yes. Contact Management Company for any restrictions.   Parsippany, NJ Morris County’s most populous municipality is a business-oriented community with its share of traditional streets and neighborhoods. Four major highways bisect the township, which has seen a big increase in population since 1960. Parsippany is comprised of many diverse and charming neighborhoods, high quality business campuses, excellent school and library systems and an extraordinary park system. The Township prides itself in its fine services with its own water and sewer facilities, one of the most friendly and effective recycling programs in the area and a fine police department, one of only three nationally accredited departments in New Jersey. One of the most interesting communities is Mount Tabor. Owned by the Mt. Tabor Methodist Camp Meeting Association, Mount Tabor is a small community made up of approximately 350 houses, most of them small Victorian homes, clustered together on tiny lots of land. According to Parsippany mayor Mimi Letts, the community still has its original tabernacle and firehouse and much of the charm of an age long past. Parsippany provides many other services aimed at improving the quality of life for its residents such as free bus service, three neighborhood branch libraries, a beautiful community center, a first-rate community theater company and attractive, well maintained community gardens. In addition, the Township owns 16 award-winning parks with 25 ball fields, plus two 18 hole golf courses, one of which is rated among the best in the State. Parsippany is a great place to live, with its fine infrastructure, beautiful neighborhoods, excellent services and an extraordinarily convenient location. Parsippany was recently rated Number 13 in the Top 20 Best Places to Live in the country by Money Magazine. Public Schools Excellent Parsippany Township Public Schools. Mt. Tabor School (Kindergarten-5th Grades). Brooklawn Middle School (6th-8th Grades). Parsippany Hills High School. Many exclusive, private elementary and Prep/Boarding/Catholic high schools are also available within a few miles. Transportation Easy access to Routes 202, 24, 46, 53, 10, I-80 and I-280 and I- 287. The Lakeland bus offers service to New York City. Limousine service is available to Morristown Airport and helicopter service to all major metropolitan airports is supplied by Morristown Airport. A few minutes drive to Morris Plains Train Station for the Midtown Direct train to New York City Shopping Excellent department stores, specialty shops, catering to virtually every taste. Morris County mall, Morristown Center (15 minutes), Livingston mall, Short Hills mall, Rockaway Townsquare Mall. Morris Hills and Green Hills malls, J.M. Fields Plaza, Baldwin Shopping Center, Rutgers Village, Hillside Terrace, Troy Plaza, and Parsippany Shopping Center. LIBRARY: MOUNT TABOR BRANCH, 31 Trinity Park, Mount Tabor, NJ 07878, (973) 627-9508, Monday - Thursday 11 AM - 9 PM, Friday & Saturday 9 AM - 1 PM, Closed Sunday. PARSIPPANY - TROY HILLS, 449 Halsey Rd, Parsippany, NJ 07054, (973) 887-5150, Monday - Thursday 9 AM - 9 PM, Friday & Saturday 9 AM - 5 PM. Sunday 1PM - 5PM. LAKE HIAWATHA BRANCH, 68 Nokomis Av, Lake Hiawatha, NJ 07034, (973) 335-0952, Monday - Thursday 10 AM - 9 PM, Friday & Saturday 10 AM - 5 PM, Closed Sunday. Parsippany-Troy Hills Library Website A Life Style We All Deserve When you own a home at Mazdabrook Commons you spend your free time doing what you want to. Outside, extensive landscaping adds a full richness to the charm of this most desirable community. Additionally your tranquil and active moods can both be satisfied here. Relax by the swimming pool or actively pursue the Tennis Courts. The Choice is Yours. If even more active life beckons, visit the township parks where you can try your hand at everything from bocce to baseball. The Morris County Park Commission operates 24 sites, including three golf courses, two aboreta and the Mennen Sports Arena and offers a year-round program of activities throughout the county like adult education courses, programs for school children, planned trail walks, golf tournaments and outdoor concerts. What's nice to know is that at Mazdabrook Commons in Parsippany you will have the leisure and freedom to do everything. Or nothing at all. If you would like more information about this lovely, vibrant community and its homes, please Contact Smitha at (973) 953-7777 (mobile). She is the Mazdabrook Commons Expert!

Smitha Ramchandani is a licensed real estate professional at Weichert Realtors' Morristown West, New Jersey office. She is a Certified Buyer Specialist, and a Home Marketing Expert.. You can reach Smitha at: 973-953-7777 Mobile or 973-455-1900 Extension 122 (Office) or online at: http://www.Morris-Homes.com or http://www.TheTownhouseExpert.com or http://www.MazdabrookCommons.com.

March 2009 Condominium and Townhouse Sales Report - Morristown, Madison, Chatham, Denville, Randolph, Parsippany, Rockaway, Hanover, East Hanover, Montville, Morris Plains, Morris Township, Florham Park, Roxbury, Butler, Lincoln Park, Morris Twp., Mount Arlington, Mount Olive, Riverdale, Whippany, Washington Twp., New Jersey Real Estate